When it comes to determining the right loan program and term, it is a matter of gathering all the applicable data, scrubbing for which programs and terms are available, and analyzing pro’s and con’s of each one to find the best fit. Important things to consider are how long you see yourself in this loan/home, and what your risk aversion level is. The first question may be whether or not you are a veteran. If a VA loan is available to you it is in most cases the best available financing out there. If you are not a veteran there is no reason to even bring it up. What part of town are Continue Reading